Fixed-rate financing for debt consolidation, home improvement, medical bills or major life expenses — with one predictable monthly payment.
Whether you’re consolidating high-interest credit card debt or covering an unexpected expense, a Ruease personal loan gives you a fixed rate and a fixed term — so your payment never changes.
| Credit Profile | CIBIL Score Range | Representative APR* |
|---|---|---|
| Excellent | 750+ | 10.49% – 13.99% |
| Good | 700 – 749 | 14.00% – 17.99% |
| Fair | 650 – 699 | 18.00% – 21.99% |
| Limited | 600 – 649 | 22.00% – 24.99% |
*Rates shown are illustrative and depend on the lending partner, loan amount, term and your full credit profile. Not all applicants will qualify for the lowest rate.
Most personal loans can be used for nearly any purpose — debt consolidation, home repairs, medical bills, weddings or relocation. Some lenders restrict use for post-secondary tuition or business purposes.
Lenders weigh your CIBIL score, income, existing debt and the loan amount/term you select. Our advisors will show you your actual offer terms before you accept anything.
Most applicants qualify on their own. If your credit or income is limited, a co-signer may improve your rate or approval odds — your advisor will let you know if it applies.